Forex Market Ideas

Is Forex Trading Legal? | 2020 Forex Regulations – What You Should Know Before Trading Forex Online

The foreign exchange market is the largest financial market in existence, generating a turnover well over $5.1 trillion per day! For comparison, that is approximately 20x times the trading volume of the stock market!

However, despite the reputability and global acceptance of forex trading, a question still lingers in the back of many novice investor’s minds, “Is Forex Trading Legal?”

Well, the answer to that question would be dependent upon where you reside.

To learn where forex trading is banned, restricted and widely accepted along with the type of forex regulators actively present we invite you to dive further into our 2020 Forex Regulations Guide.

Countries Where Forex Trading is Banned

  • Burma
  • Bahamas
  • Botswana
  • Cuba
  • Congo
  • Cambodia
  • Democratic Republic of Congo (DPRK)
  • Democratic Republic of Congo (Republic of Zaire)
  • Panama
  • North Korea
  • Libya
  • Lebanon
  • Japan
  • Iraq
  • Iran
  • Ethiopia
  • Ghana
  • Malaysia
  • Bosnia Herzegovina
  • Pakistan

Countries that possess strict Sharia laws, such as Pakistan, typically do not legally allow for the investments of forex.

Countries Where Forex Trading is Restricted

  • India
  • Egypt
  • Russia
  • China
  • Ukraine
  • South Africa

Countries That Allow Forex Trading

  • Italy
  • Cyprus
  • Japan
  • Germany
  • Romania
  • Canda
  • United States
  • United Kingdom
  • Australia
  • Indonesia
  • Bulgaria
  • Switzerland
  • Romania

The vast majority of Central and Eastern European countries legally allow the investment of forex and contracts-for-difference.

These statistics were acquired from Quora and ForexBonuses and may be subject to inaccuracy.

Image Courtesy of FXDailyReport.com.

What are Forex Trading Regulations?

The foreign exchange market is a decentralized market, therefore, there is no central exchange that is designated with the responsibility of handling forex transactions.

Operating as an over-the-counter (OTC) market that is unregulated, the foreign exchange market is the largest financial market in the world and has been the backbone of institutional firms, retail traders, and trading entities alike.

Given that the nature of the foreign exchange market is unregulated and decentralized, the industry has been prone to fraudulent activities and investment opportunities (just like any other investment industry) as more retail traders begin to participate in the foreign exchange market.

In an attempt to curb fraudulent investment activities, countries began to regulate the investment of forex by enforcing regulations upon forex brokers, trading platforms and investment service providers.

Regulatory agencies, such as the National Futures Association (NFA) and the Financial Conduct Authority (FCA), operate as the watchdogs on the behalf of traders who reside within their jurisdictions.

Therefore, it is important to understand that regulatory agencies are there to watch your back and are there for your protection – unregulated brokers, on the other hand, are not looking out for your well-being no matter how much they may say so or how convincing they may come off.

** Pro Tip: Never invest your hard-earned money with an unregulated broker! **

Forex Trading Regulators in 2020

There is an abundant number of forex regulations that vary from country to country, therefore, each regulatory agency has its own regulatory requirements for their respective jurisdictions.

The severity to which these regulations are enforced tends to differ in accordance to the jurisdiction being covered while major financial hubs such as those located in New York and London, tend to set industry examples through unwavering integrity and strict enforcement of regulations.

By region you may learn about regulatory organizations for your respective country:

Anguilla

Antigua

Australia

Azerbaijan

Bangladesh

Belgium

Belize

The British Virgin Islands

Bulgaria

  • Financial Supervision Commission of Bulgaria

Canada

Cayman Islands

  • The Cayman Islands Monetary Authority (CIMA)

China

Croatia

Cyprus

Czech Republic

Denmark

Dominica

Dubai, UAE

Estonia

Finland

France

Germany

Greece

Hong Kong

Hungary

Iceland

India

Indonesia

Ireland

  • Central Bank of Ireland

Isle of Man

Israel

  • The Israel Securities Authority (ISA)

Italy

Japan

Kenya

Kuwait

Latvia

Lebanon

Lithuania

Luxembourg

Liechtenstein

Malaysia

Malta

Mauritius

New Zealand

Nigeria

Norway

Pakistan

Panama

Philippines

Poland

Portugal

Romania

Russia

  • FFMS in Russia (FCFR)
  • Centra for Regulation of Off-Exchange Financial Instruments and Technologies (CRFIN)

Seychelles

Singapore

Slovakia

Spain

South Korea

Sri Lanka

St. Vincent and the Grenadines

Sweden

Switzerland

Thailand

Turkey

United Kingdom

United States

If you reside in one of the following countries shared above and you have intentions of trading forex, contracts-for-difference, or participating in other forms of online trading it is important that you only invest with brokers that are regulated by one of the regulatory entities shared above.

Failure to do so may result in you registering and investing with a scam broker that does not operate fair or ethical.

Image Courtesy of TheBalance.com.

Industry-Leading Regulated Brokers

Now that you have a better understanding regarding trading regulations, regulatory bodies within your respective country, and the importance involved with only investing with regulated brokerages we’ve compiled a list of 5 industry-leading regulated forex brokers.

Each of these brokers offers a Free Demo Account, which we highly advised traders to take advantage of before investing live with a particular broker.

Forex

Forex has been a pioneer of the forex industry for years and is one of the most reputable online foreign exchange brokers. Forex is regulated by ASIC, CySEC & MAS and supports traders who reside within the following countries: USA, UK, Australia, Japan, Canada, Cayman Islands, Hong Kong, and Singapore.

The platform supports over 180 global assets, provides great customer support, and offers the following investable assets: Forex, Indices, Cryptocurrencies, Commodities, Bonds, and ETFs.

Get a FREE Demo Account With Forex.com Today!

AvaTrade

AvaTrade has been a top-rated forex brokerage for multiple years in a row and is regulated by CySec & SFC. The platform feature over 200 instruments to trade, is compatible on mobile, desktop and web-based applications and offers some of the most competitive fixed and flexible spreads in the industry. AvaTrade is regulated for the following countries: Ireland, Australia, Japan, the British Virgin Islands, Europe, and South Africa.

Get a FREE Demo Account With AvaTrade Today!

CMTrading

CMTrading is a diamond in the rough for traders who reside within South Africa. CMTrading is regulated by the FSCA and its platform supports stocks, commodities, CFDs, and cryptocurrencies while also supporting forex trading robots and EAs (Expert Advisors).

Get a FREE Demo Account With CMTrading Today!

HotForex

HotForex dominates the foreign exchange scene in Europe and St. Vincent as a top-rated forex broker that is CySec regulated. The platform supports hedging, scalping and EAs, has received 18 Industry Awards for their brokerage services and supports every instrument that you could dream of investing.

Get a FREE Demo Account With HotForex Today!

NSBroker

Offering industry-low spreads, mobile trading and zero-commission trading, NSBroker is regulated by MFSA, FCA, BaFIN, AMF & CONSOB and is ideal for traders who reside outside the US, Canada, and Japan. Their platform supports well-over 100 investable assets that vary from forex, cryptocurrencies, indexes, and futures.

Get a FREE Demo Account With NSBroker Today!

** Pro Tip: Each of the brokers shared above offer free demo accounts, you can learn more about the importance of demo accounts in our Best Forex Demo Accounts (2020) – The Ultimate Guide. **

Is Forex Trading Legal? – FAQ

Is Forex Trading regulated?

While the foreign exchange market operates over a decentralized and unregulated market, governing countries have imposed regulations that are enforced by regulatory agencies to safeguard traders against fraudulent investment activities.

Do you need a license to trade forex?

The majority of countries do not require trades to possess a license for forex trading license although there are a few countries with restrictions that must be followed.

Is forex trading legal in the US?

Yes, forex trading is legal in the United States.

Is Forex Trading regulated in the UK?

Yes, the United Kingdom offers some of the safest trading environments for forex trading and is legally accepted through the UK.

What does a regulated market mean?

A market in which government bodies, or sometimes industry groups, enforce a level of control, stipulations, and oversight.

What does it mean for a broker to be regulated?

Brokers that are regulated are bound to abide by the regulations and rules that control the forex market through government financial institutions such as the FSP, NFA, and FSA to name a few.

What is regulation?

Regulations are a rule or directive made and enforced by an authority, it may also refer to the action or process of regulating markets.

The Bottom Line

If you are interested in trading the foreign exchange markets make sure that the broker you are considering registering with is regulated by an agency for your governing jurisdiction.

Too many day traders have been swindled or have had their hard-earned money stolen by not taking the precautions that could have been easily avoided had they taken the time to conduct a little bit of research before committing.

If you are uncertain where to find a regulated broker to conduct forex or CFD trading then we encourage you to leave a comment below or email us directly at support@vladimirriribakov.com.

Additional Reads You May Find Value From:

Thank you for taking the time to read my Forex Regulation Guide.

Please share any insight, feedback or suggestions you may have below.

Tim Lanoue

Guest Blogger

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Tim

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